Financing and Insurance Options

Getting pre-qualified for your mortgage can be an important first step in the home buying process. As an affiliated business of your Virginia Credit Union, members who use Virginia CU Realty have access t o other recommended services when buying your home.

Getting a good deal on a new home can take some negotiating. But getting a good deal on a mortgage rate? That’s easy. We can provide helpful information, fewer fees and some of the best rates around. Check out our online tools and resources or explore our mortgage programs and get started with a no-cost mortgage pre-qualification.

*Virginia Credit Union is a legal entity separate and distinct from Virginia CU Realty.
Virginia Statewide Title Services offers title insurance that protects you against financial loss if someone challenges your home ownership – even if the claim occurs years after you purchase your home.
Title insurance will pay for defending against any lawsuit attacking your title as insured and will either clear up title problems or pay your losses. For a one-time premium, an owner's title insurance policy remains in effect as long as you or your heirs retain an interest in the property.
Your home is possibly the most important investment you'll ever make. For assurance and security for both you and your family, rely on Virginia Statewide Title Services.

*Virginia Statewide Title Services is a legal entity separate and distinct from Virginia CU Realty.
Now it's easier than ever to buy auto, home, renters and life insurance. Virginia CU Insurance Services offers a complete line of insurance solutions from top-rated carriers to help you protect your assets, so you get the best coverage at the best price.
As an independent agency representing multiple companies, Virginia CU Insurance Services can shop for you to find the right program for your needs.
Experienced agents work hard to provide you the coverage you need at prices you can afford. See how much some members have saved on their insurance premiums.

*Virginia CU Insurance Services is a legal entity separate and distinct from Virginia CU Realty

 Virginia Credit Union, Virginia Statewide Title Services, and Virginia CU Insurance services are legal entities separate and distinct from Virginia CU Realty.

Virginia Credit Union Members Special Mortgage Rebate*

Are you a Virginia Credit Union member looking to save money at closing? When you work with us to buy your home, use Virginia Statewide Title Services for your title insurance, and close your mortgage with Virginia Credit Union, you may be eligible for a rebate*. Ask your Virginia CU Realty agent or a Virginia Credit Union representative for details.


Loan Amount Rebate*
Up to $99,999 $250
$100,000 - $149,999 $500
$150,000 - $199,999 $750
$200,000 - $249,999 $1,000
$250,000 - $299,999 $1,250
$300,000 - $399,999 $1,500
$400,000 - $499,999 $2,000
$500,000+ $2,500

*While you are free to select your own real estate brokerage and title insurance company in connection with your mortgage transaction, we offer our members a voluntary program that includes listing discounts for sellers and rebates at settlement. Specifically to qualify for the rebate, you must be a Virginia Credit Union member and close your mortgage through Virginia Credit Union, use Virginia Statewide Title Services for title insurance, and use an agent from Virginia CU Realty as your buyer’s agent. Rebate void where prohibited. Certain restrictions apply. Not available in all areas.

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